ZIP 44838 Foreclosure, Tax-Lien & Distress Report

Ashland County, Ohio's ZIP 44838 registers 14/100 composite distress, which DLRadar reads as minimal. The split runs 30/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (30/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.9% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $56,250, below the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. Vacancy runs 8.2%. Around 0% of renters are cost-burdened. About 214 people live here, median age 31. About 13% have a four-year degree. There are about 87 housing units across 44838. On demographic stress specifically, 44838 scores 20/100. The poverty rate is 1.9% — low. Home values center near $134,200, an affordability ratio of 2.4× — accessible.

On balance 44838 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 44838 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 44838's 14/100 can be lined up against any neighbor in Ashland County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 44838 reflects the current record instead of a stale or modeled snapshot.

44838's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 44838 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.