ZIP 44840 Foreclosure, Tax-Lien & Distress Report
Ashland County, Ohio · Distress market
ZIP code 44840 in Ashland County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (59/100), structural risk (30/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 30/100 structural and 1/100 already moving.
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 41% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 6.3%. Educational attainment sits at 24% bachelor's-or-above. About 3,415 people live here, median age 41. The ZIP holds roughly 1,380 housing units. At $80,664, median income runs near typical U.S. levels. 8.6% of residents fall below the poverty threshold. Home values center near $235,500, an affordability ratio of 2.7× — accessible. Rent burden reaches 20% of tenant households. 87% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100.
Overall 44840 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 44840 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 44840's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 44840 shows blanks, not estimates, wherever the record is sparse.
44840's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 44840 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 44840’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 44840 by the numbers
The live 44840 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Ashland County ZIP reports
Nearest ZIP codes to 44840
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ashland County, Ohio
Additional distress intelligence spanning Ashland County, Ohio by ZIP, county and state.
See every distressed parcel in 44840
The full 44840 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology