ZIP 44001 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44001 in Lorain County, Ohio comes in at 19, a low composite-distress reading. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (7/100) stay muted. On the structural side it scores 42/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100).

The peak-phase market in 44001 posted values that rose 3.8% over the year, and 24% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $91,050, median income runs above typical U.S. levels. On demographic stress specifically, 44001 scores 24/100. 5.0% of residents fall below the poverty threshold. A median home runs $234,500 here, or 2.4 times local income. Around 30% of adults hold a bachelor's degree or higher. The tenure split is 88% owner-occupied to 12% rented. Population is roughly 21,123 with a median age of 45. Vacancy runs 4.0%. Around 42% of renters are cost-burdened. There are about 8,507 housing units across 44001.

Broadly, 44001 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 44001 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 44001's 19/100 can be lined up against any neighbor in Lorain County, Ohio or any ZIP coast to coast. Sparse data for 44001 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 44001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 44001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.