ZIP 44001 Property Distress & Foreclosure Data

Composite property distress in 44001 (Lorain County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)).

The expansion-phase market in 44001 posted values that rose 5.9% over the year, and 24% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $91,050 — above the roughly $78,000 national figure. On demographic stress specifically, 44001 scores 24/100. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $234,500 here, or 2.4 times local income. About 30% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Population is roughly 21,123 with a median age of 45. The vacancy rate is 4.0%. Around 42% of renters are cost-burdened. The ZIP holds roughly 8,507 housing units.

Broadly, 44001 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.