ZIP 44035 Property Distress & Foreclosure Data

ZIP code 44035 in Lorain County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 51/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 23% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

62,024 residents call 44035 home, typically aged 41. The typical home is worth about $160,200 (2.7× income, relatively affordable). At $54,362, median income runs below typical U.S. levels. 63% of housing is owner-occupied. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 30/100. Vacancy runs 9.4%. The poverty rate is 16.1%. There are about 29,352 housing units across 44035. Around 17% of adults hold a bachelor's degree or higher.

Overall, 44035 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.