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ZIP 44035 Foreclosure, Tax-Lien & Distress Report

Lorain County, Ohio · Affordable market

Lorain County, Ohio's ZIP 44035 registers 19/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). On the quiet end sit construction/permit lag (11/100) and mortgage stress (7/100). Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 3.8% year on year, and 23% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 62,024 people live here, median age 41. A median home runs $160,200 here, or 2.7 times local income. At $54,362, median income runs below typical U.S. levels. The tenure split is 63% owner-occupied to 37% rented. Around 36% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Vacancy runs 9.4%. 16.1% of residents fall below the poverty threshold. The ZIP holds roughly 29,352 housing units. Educational attainment sits at 17% bachelor's-or-above.

On balance 44035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 44035 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 44035's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 44035, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 44035 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 44035 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
42/100
Structural risk
2/100
Distress activity

ZIP 44035 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk87
9 further distress layers are graded for 44035

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 44035 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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