ZIP 44055 Property Distress & Foreclosure Data

DLRadar grades ZIP 44055 (Lorain County, Ohio) at a low 23/100 for overall property distress. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). Property-level stress concentrates in structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 44055 posted values that rose 5.9% over the year, and 29% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 53% owner-occupied to 47% rented. A median home runs $101,400 here, or 2.6 times local income. There are about 9,244 housing units across 44055. About 10% have a four-year degree. Population is roughly 19,870 with a median age of 39. Roughly 31.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 47% of tenant households. Households earn a median $36,603 — below the roughly $78,000 national figure. Vacancy runs 11.0%. On demographic stress specifically, 44055 scores 37/100.

On the whole, 44055 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.