ZIP 44090 Foreclosure, Tax-Lien & Distress Report

Lorain County, Ohio's ZIP 44090 registers 19/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (69/100)). Structural risk reads 42/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 28% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 33% of renters are cost-burdened. Vacancy runs 8.3%. The ZIP holds roughly 4,363 housing units. About 10,341 people live here, median age 42. At $78,318, median income runs near typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The typical home is worth about $248,000 (2.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. 10.4% of residents fall below the poverty threshold. The tenure split is 81% owner-occupied to 19% rented.

Broadly, 44090 is a steadier market — the deals are the exceptions, not the rule. 44090 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 44090's 19/100 can be lined up against any neighbor in Lorain County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 44090 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 44090 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44090 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.