ZIP 43440 Property Distress & Foreclosure Data

Ottawa County, Ohio's ZIP 43440 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (38/100), construction/permit lag (32/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (12/100). On the structural side it scores 38/100, with 4/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The expansion-phase market in 43440 posted values that rose 9.9% over the year, and 41% higher over three years (phase confidence 69/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 6,631 housing units. The tenure split is 88% owner-occupied to 12% rented. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. About 44% have a four-year degree. Around 52% of renters are cost-burdened. Population is roughly 4,133 with a median age of 61. A median home runs $297,100 here, or 3.6 times local income. On demographic stress specifically, 43440 scores 33/100. Households earn a median $76,627 — near the roughly $78,000 national figure. The vacancy rate is 66.0% — elevated.

On the whole, 43440 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.