ZIP 43440 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 43440 (Ottawa County, Ohio) at a minimal 14/100 for overall property distress. The most distinctive pressure shows up in structural risk (31/100), institutional ownership (14/100), mortgage stress (12/100). On the quiet end sit mortgage stress (12/100) and construction/permit lag (1/100). On the structural side it scores 31/100, with 4/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (62/100), climate & FEMA risk (61/100)).

The expansion-phase market in 43440 posted values that rose 5.9% over the year, and 41% higher over three years (phase confidence 53/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 6,631 housing units. The tenure split is 88% owner-occupied to 12% rented. 4.5% of residents fall below the poverty threshold. Around 44% of adults hold a bachelor's degree or higher. Rent burden reaches 52% of tenant households. Population is roughly 4,133 with a median age of 61. A median home runs $297,100 here, or 3.6 times local income. On demographic stress specifically, 43440 scores 33/100. Households earn a median $76,627 — near the roughly $78,000 national figure. The vacancy rate is 66.0% — elevated.

On the whole, 43440 leans distressed, with opportunity clustered in specific stressed parcels. While 43440 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 43440 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 43440 stays directly comparable to neighboring ZIPs and the rest of Ottawa County, Ohio. 43440 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 43440's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 43440 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.