ZIP 43430 Property Distress & Foreclosure Data

Composite property distress in 43430 (Ottawa County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (44/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (63/100).

The market reads expansion — home values rose 8.8% year on year, and 20% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,934 people live here, median age 38. There are about 2,011 housing units across 43430. Home values center near $156,700, an affordability ratio of 1.9× — accessible. Rent burden reaches 16% of tenant households. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 19/100. Median household income is $81,000, near the U.S. median near $78,000. 5.3% of residents fall below the poverty threshold. Vacancy runs 2.4%. Educational attainment sits at 22% bachelor's-or-above.

Overall 43430 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.