ZIP 43605 Foreclosure, Tax-Lien & Distress Report

ZIP 43605's composite property-distress score is 26/100 - DLRadar classes that as low for Lucas County, Ohio. The split runs 60/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (68/100), structural risk (60/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).

The market reads peak — home values rose 3.0% year on year, and 33% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 24,432 with a median age of 33. About 9% have a four-year degree. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. There are about 11,946 housing units across 43605. A median home runs $49,700 here, or 1.3 times local income. The poverty rate is 36.8% — high, a tax-stress and distress correlate. The tenure split is 49% owner-occupied to 51% rented. Around 43% of renters are cost-burdened. At $36,389, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100.

Taken together, 43605 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 43605 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 43605 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 43605 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 43605's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 43605 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.