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ZIP 43528 Foreclosure, Tax-Lien & Distress Report

Lucas County, Ohio · Distress market

On DLRadar's 0-100 public-record scale, ZIP 43528 in Lucas County, Ohio comes in at 25, a low composite-distress reading. On the structural side it scores 56/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 43528 posted values that rose 3.0% over the year, and 15% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 16,702 people live here, median age 45. 74% of housing is owner-occupied. On demographic stress specifically, 43528 scores 26/100. At $92,188, median income runs above typical U.S. levels. The typical home is worth about $276,100 (2.7× income, relatively affordable). The vacancy rate is 5.6%. About 35% have a four-year degree. Rent burden reaches 39% of tenant households. There are about 6,833 housing units across 43528. Roughly 9.9% live below the poverty line.

Net-net, 43528 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 43528 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 43528 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 43528 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 43528 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 43528 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
56/100
Structural risk
2/100
Distress activity

What is driving ZIP 43528’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 43528 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Lucas County ZIP reports

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