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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 43617 Foreclosure, Tax-Lien & Distress Report

Lucas County, Ohio · Distress market

In Lucas County, Ohio, ZIP 43617 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The split runs 56/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (66/100).

The market reads peak — home values rose 3.0% year on year, and 22% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $131,935, above the U.S. median near $78,000. Owners hold 90% of homes, renters 10%. The ZIP holds roughly 3,179 housing units. Around 51% of adults hold a bachelor's degree or higher. The vacancy rate is 4.6%. 8,586 residents call 43617 home, typically aged 40. The poverty rate is 4.4% — low. On demographic stress specifically, 43617 scores 22/100. Rent burden reaches 48% of tenant households. Home values center near $286,000, an affordability ratio of 2.1× — accessible.

Net-net, 43617 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 43617 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 43617 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 43617 stays directly comparable to neighboring ZIPs and the rest of Lucas County, Ohio. Sparse data for 43617 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 43617's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 43617 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
56/100
Structural risk
2/100
Distress activity

What is driving ZIP 43617’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 43617 by the numbers

The live 43617 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Lucas County ZIP reports

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Keep going: ZIP, county and state distress coverage for Lucas County, Ohio.

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Deterministic scoring, sourced entirely from public data · methodology

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