ZIP 43623 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43623 (Lucas County, Ohio) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Latent structural risk is 56/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 3.0% year on year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

A median home runs $169,300 here, or 2.5 times local income. Roughly 12.9% live below the poverty line. 20,360 residents call 43623 home, typically aged 40. The ZIP holds roughly 10,019 housing units. 64% of housing is owner-occupied. Vacancy runs 7.3%. Rent burden reaches 37% of tenant households. At $65,908, median income runs below typical U.S. levels. On demographic stress specifically, 43623 scores 27/100. Educational attainment sits at 31% bachelor's-or-above.

Overall, 43623 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 43623 at the moment; the composite and its components are still built from verifiable public records.

Whether 43623 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43623 can be compared directly against any other ZIP in Lucas County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 43623, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 43623's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 43623 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.