ZIP 43542 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43542 (Lucas County, Ohio) lands at 25/100 — low on DLRadar's public-record scoring. Structurally it carries 56/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The peak-phase market in 43542 posted values that rose 3.0% over the year, and 35% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $402,000, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 1,655 housing units. At $167,321, median income runs above typical U.S. levels. 94% of housing is owner-occupied. Vacancy runs 5.8%. The poverty rate is 6.2% — low. Rent burden reaches 80% of tenant households. About 4,485 people live here, median age 41. Around 52% of adults hold a bachelor's degree or higher.

Net-net, 43542 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 43542 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 43542 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43542 can be compared directly against any other ZIP in Lucas County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 43542 shows blanks, not estimates, wherever the record is sparse.

Behind 43542's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 43542 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.