ZIP 43537 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 43537 (Lucas County, Ohio) returns a low composite of 25/100. Structural risk reads 56/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 17% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.5%. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 13,296 housing units. Around 27% of renters are cost-burdened. Households earn a median $85,919 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. Home values center near $253,300, an affordability ratio of 2.7× — accessible. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. 29,639 residents call 43537 home, typically aged 42. Educational attainment sits at 42% bachelor's-or-above.

Overall, 43537 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 43537 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 43537 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43537 can be compared directly against any other ZIP in Lucas County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 43537 shows blanks, not estimates, wherever the record is sparse.

Each component behind 43537 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 43537 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.