ZIP 43609 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43609 (Lucas County, Ohio) lands at 26/100 — low on DLRadar's distress scoring. The split runs 60/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)). Its heaviest discrete signals: construction/permit lag (68/100), structural risk (60/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 44% owner-occupied to 56% rented. DLRadar's demographic-stress index for the area reads 32/100. Around 11% of adults hold a bachelor's degree or higher. There are about 10,345 housing units across 43609. Around 41% of renters are cost-burdened. 20,495 residents call 43609 home, typically aged 37. Median household income is $42,510, below the U.S. median near $78,000. A median home runs $65,500 here, or 1.4 times local income. Roughly 29.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 43609 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 43609 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 43609 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43609 can be compared directly against any other ZIP in Lucas County, Ohio or nationwide. 43609 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

43609's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 43609 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.