ZIP 43612 Foreclosure, Tax-Lien & Distress Report
Lucas County, Ohio · Affordable market
Scored purely from public records, 43612 (Lucas County, Ohio) returns a low composite of 25/100. The split runs 56/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 3.0% year on year, and 28% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $93,800 (1.8× income, relatively affordable). The vacancy rate is 10.7%. Population is roughly 28,231 with a median age of 35. Owners hold 54% of homes, renters 46%. About 13% have a four-year degree. Around 35% of renters are cost-burdened. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 13,482 housing units. Median household income is $50,484, below the U.S. median near $78,000. On demographic stress specifically, 43612 scores 29/100.
On balance 43612 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 43612 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 43612 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Lucas County, Ohio and the nation. The score is rebuilt from public data as it updates, so 43612 reflects the current record instead of a stale or modeled snapshot.
43612's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 43612 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 43612’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 43612 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Lucas County ZIP reports
Related reports across Lucas County, Ohio
Keep going: ZIP, county and state distress coverage for Lucas County, Ohio.
Unlock parcel-level detail for ZIP 43612
The full 43612 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology