ZIP 43612 Property Distress & Foreclosure Data

ZIP code 43612 in Lucas County, Ohio carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on construction/permit lag (83/100), structural risk (61/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 28% higher over three years, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $93,800 (1.8× income, relatively affordable). Vacancy runs 10.7%. 28,231 residents call 43612 home, typically aged 35. 54% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 35% of tenant households. The poverty rate is 19.5% — high, a tax-stress and distress correlate. There are about 13,482 housing units across 43612. At $50,484, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100.

Overall, 43612 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.