ZIP 43610 Foreclosure, Tax-Lien & Distress Report

Lucas County, Ohio's ZIP 43610 registers 26/100 composite distress, which DLRadar reads as low. Structurally it carries 60/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (68/100), structural risk (60/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).

The market reads peak — home values rose 3.0% year on year, and 15% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,057 people live here, median age 42. Owners hold 59% of homes, renters 41%. The typical home is worth about $71,500 (1.9× income, relatively affordable). The vacancy rate is 24.6% — elevated. Median household income is $38,369, below the U.S. median near $78,000. The poverty rate is 33.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,481 housing units. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 63% of tenant households. DLRadar's demographic-stress index for the area reads 36/100.

Net-net, 43610 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 43610 at the moment; the composite and its components are still built from verifiable records.

The 43610 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 43610 stays directly comparable to neighboring ZIPs and the rest of Lucas County, Ohio. The score is rebuilt from public data as it updates, so 43610 reflects the current record instead of a stale or modeled snapshot.

Each component behind 43610 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 43610 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.