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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 43610 Foreclosure, Tax-Lien & Distress Report

Lucas County, Ohio · High Vacancy market

Lucas County, Ohio's ZIP 43610 registers 25/100 composite distress, which DLRadar reads as low. Structurally it carries 56/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (62/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (66/100)).

The market reads peak — home values rose 3.0% year on year, and 15% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,057 people live here, median age 42. Owners hold 59% of homes, renters 41%. The typical home is worth about $71,500 (1.9× income, relatively affordable). The vacancy rate is 24.6% — elevated. Median household income is $38,369, below the U.S. median near $78,000. The poverty rate is 33.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,481 housing units. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 63% of tenant households. DLRadar's demographic-stress index for the area reads 36/100.

Net-net, 43610 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 43610 at the moment; the composite and its components are still built from verifiable public records.

The 43610 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 43610 stays directly comparable to neighboring ZIPs and the rest of Lucas County, Ohio. The score is rebuilt from public data as it updates, so 43610 reflects the current record instead of a stale or modeled snapshot.

Each component behind 43610 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 43610 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
56/100
Structural risk
2/100
Distress activity

What is driving ZIP 43610’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

43610 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 43610, the same set carried on every parcel.

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Nearby ZIPs in Lucas County

More distress data near 43610

Other reports tied to Lucas County, Ohio — ZIP, county and statewide.

See every distressed parcel in 43610

Every distressed parcel in 43610 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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