ZIP 43504 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43504 (Lucas County, Ohio) lands at 24/100 — low on DLRadar's public-record scoring. Structurally it carries 55/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (62/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 3.0% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.1%. 85% of housing is owner-occupied. Home values center near $260,300, an affordability ratio of 2.5× — accessible. Around 0% of renters are cost-burdened. Households earn a median $87,750 — above the roughly $78,000 national figure. On demographic stress specifically, 43504 scores 18/100. There are about 419 housing units across 43504. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. 1,086 residents call 43504 home, typically aged 52. About 24% have a four-year degree.

Overall 43504 looks resilient on the surface, so the edge is isolating individual stressed parcels. 43504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 43504's 24/100 can be lined up against any neighbor in Lucas County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 43504, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 43504 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 43504 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.