ZIP 43604 Property Distress & Foreclosure Data

In Lucas County, Ohio, ZIP 43604 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 61/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (83/100), structural risk (61/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.3% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Home values center near $64,800, an affordability ratio of 3.1× — accessible. 56.0% of residents fall below the poverty threshold. Median household income is $18,980, below the U.S. median near $78,000. Around 34% of renters are cost-burdened. The vacancy rate is 14.9% — elevated. DLRadar's demographic-stress index for the area reads 44/100. The ZIP holds roughly 5,995 housing units. About 9,708 people live here, median age 35. Educational attainment sits at 16% bachelor's-or-above. Owners hold 19% of homes, renters 81%.

Net-net, 43604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.