ZIP 43620 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43620 (Lucas County, Ohio) lands at 26/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (60/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structural exposure scores 60 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).

The peak-phase market in 43620 posted values that rose 3.0% over the year, and 18% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $21,405, below the U.S. median near $78,000. Around 32% of renters are cost-burdened. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 46/100. About 27% have a four-year degree. 5,039 residents call 43620 home, typically aged 33. 42.1% of residents fall below the poverty threshold. A median home runs $131,300 here, or 5.4 times local income. The tenure split is 29% owner-occupied to 71% rented. There are about 2,876 housing units across 43620.

On the whole, 43620 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 43620 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 43620 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43620 can be compared directly against any other ZIP in Lucas County, Ohio or nationwide. Where the record is thin for 43620, the field stays empty rather than modeled, and fills in as new documents post.

43620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 43620 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.