ZIP 48144 Foreclosure, Tax-Lien & Distress Report
Monroe County, Michigan · Distress market
ZIP code 48144 in Monroe County, Michigan carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (63/100), construction/permit lag (61/100), institutional ownership (44/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 63/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), FEMA disaster exposure (60/100).
The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 12% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
The demographic-stress sub-score lands at 24/100. There are about 4,295 housing units across 48144. Around 44% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. Median household income is $97,371, above the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $270,000 (2.5× income, relatively affordable). About 10,275 people live here, median age 46. The vacancy rate is 1.8%.
Net-net, 48144 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48144 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 48144 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 48144 shows blanks, not estimates, wherever the record is sparse.
Behind 48144's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48144 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 48144’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 48144 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48144, the same set carried on every parcel.
Other Monroe County ZIP codes
Nearest ZIP codes to 48144
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Monroe County, Michigan
Other reports tied to Monroe County, Michigan — ZIP, county and statewide.
Unlock the full ZIP 48144 acquisition report
Every distressed parcel in 48144 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology