ZIP 48161 Foreclosure, Tax-Lien & Distress Report
Monroe County, Michigan · Affordable market
ZIP 48161's composite property-distress score is 29/100 - DLRadar classes that as low for Monroe County, Michigan. The latent-versus-live split is 63/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (63/100), construction/permit lag (61/100), institutional ownership (44/100). By contrast, mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (60/100).
Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.3% off the recent peak, and 15% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 11,790 housing units. Around 49% of renters are cost-burdened. Home values center near $176,200, an affordability ratio of 2.6× — accessible. Around 19% of adults hold a bachelor's degree or higher. 26,556 residents call 48161 home, typically aged 43. The vacancy rate is 4.8%. 16.5% of residents fall below the poverty threshold. At $65,517, median income runs below typical U.S. levels. 75% of housing is owner-occupied. On demographic stress specifically, 48161 scores 30/100.
Net-net, 48161 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48161 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 48161 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48161 can be compared directly against any other ZIP in Monroe County, Michigan or nationwide. Sparse data for 48161 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 48161 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 48161 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 48161’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48161 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48161, the same set carried on every parcel.
Nearby ZIPs in Monroe County
Nearest ZIP codes to 48161
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Monroe County, Michigan by ZIP, county and state.
Open the complete 48161 acquisition file
The full 48161 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology