ZIP 48166 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48166 (Monroe County, Michigan) at a moderate 30/100 for overall property distress. The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (78/100)). Latent structural risk is 68/100 while live distress already moving reads 5/100.

The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 24% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,923, near the U.S. median near $78,000. 13,746 residents call 48166 home, typically aged 38. Vacancy runs 7.6%. Rent burden reaches 50% of tenant households. About 19% have a four-year degree. Owners hold 81% of homes, renters 19%. There are about 5,567 housing units across 48166. The demographic-stress sub-score lands at 31/100. 12.7% of residents fall below the poverty threshold. Home values center near $234,800, an affordability ratio of 3.1× — accessible.

On balance 48166 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48166 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48166 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Monroe County, Michigan and the nation. Sparse data for 48166 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 48166 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48166 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.