ZIP 48117 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48117 (Monroe County, Michigan) returns a moderate composite of 30/100. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 68/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.3% off the recent peak, and 24% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

At $76,600, median income runs near typical U.S. levels. Around 33% of renters are cost-burdened. Roughly 11.0% live below the poverty line. 89% of housing is owner-occupied. About 15% have a four-year degree. The ZIP holds roughly 4,258 housing units. The typical home is worth about $298,100 (3.6× income, relatively affordable). The demographic-stress sub-score lands at 29/100. Vacancy runs 4.8%. About 10,199 people live here, median age 49.

On balance 48117 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48117 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48117 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Monroe County, Michigan and the nation. Where the public record is thin for 48117, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48117 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For a buyer, 48117 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.