ZIP 48145 Foreclosure, Tax-Lien & Distress Report

ZIP code 48145 in Monroe County, Michigan carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (78/100)). The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. Structural exposure scores 68 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 13% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.8%. The typical home is worth about $231,100 (2.8× income, relatively affordable). Around 45% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. 7.8% of residents fall below the poverty threshold. On demographic stress specifically, 48145 scores 27/100. Population is roughly 2,917 with a median age of 48. There are about 1,297 housing units across 48145. Educational attainment sits at 23% bachelor's-or-above. Median household income is $80,357, near the U.S. median near $78,000.

On balance 48145 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 48145's 30/100 can be lined up against any neighbor in Monroe County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48145 shows blanks, not estimates, wherever the record is sparse.

Each component behind 48145 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 48145 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.