Monroe County, MI: Foreclosures, Tax Liens & Distressed Properties

Monroe County, MI, Michigan: 25 ZIP codes scored, Monroe County, MI averaging 28/100 (low, Monroe, MI), from 15 to 34. Monroe County, MI is in its peak phase (Monroe, MI confidence 33/100): Monroe, MI home prices up 2.1% (Monroe, MI) over twelve months, 1.3% under their peak. Monroe County, MI lender headwind: 40/100.

Highest-scoring Monroe County, MI ZIPs: 48111 (34/100), 48134 (34/100), 48164 (34/100), 48117 (29/100), 48131 (29/100), 48133 (29/100). Also scored in Monroe County, MI: 48140, 48144, 48145, 48157, 48159, 48161, 48162, 48166, 48177, 48179.

Across Monroe County, MI's scored ZIPs: median home value $242,104, household income $80,181, 5.9% vacancy, 9.7% poverty, 85% owner-occupied, median age 43.1.

Monroe County, MI insurance distress 53/100 (#1,046 in the US); FEMA hazard 52/100 for Monroe, MI; 2 federal disaster declarations in Monroe County, MI since 2023 (2 flood); 1 Monroe, MI NFIP flood claims, $5K paid; Monroe, MI construction distress 59/100.

7 banks with 22 branches lend in Monroe County, MI; Monroe, MI weighted bank stress 65/100, highest 90/100 in Monroe, MI.

Monroe County, MI unemployment 5.0% (Monroe, MI -0.3 pts, six months); 204 new housing units permitted in Monroe County, MI over twelve months, Monroe, MI down 11% from 229; Monroe, MI home prices +7.3% a year (Monroe, MI) over three years.

66,594 housing units in Monroe County, MI; 11,777 Monroe, MI renter households; 49% of Monroe, MI renters spend 30%+ of income on rent, 22% (Monroe, MI) half or more.

Monroe County, MI ranks #1,731 nationally on the opportunity index (Monroe, MI, among all ranked counties); Monroe, MI scores 28.7/100 and Monroe, MI sits #55 inside Michigan. Monroe, MI is in the early_signal opportunity phase; Monroe, MI's primary driver is construction, Monroe, MI second driver bank institutional; Monroe, MI moved up 581 places. 72 short-sale listings across Monroe, MI; 72 days on market observed in Monroe, MI; 5.5% vacancy over 25 Monroe, MI ZIPs.

1.2% of Monroe County, MI mortgages were ninety-plus days late in December 2025; Monroe, MI's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Monroe, MI's ninety-day rate is up 0.2 points on twelve months earlier; the Monroe, MI peak since 2008 was 5.0% in December 2009; Michigan overall reads 0.9%.

HUD lists 7 assisted multifamily properties in Monroe County, MI with 1,057 units; 254 Monroe, MI units are assisted, 1 Monroe, MI properties under project-based Section 8.

3,565 of the 66,594 housing units in Monroe, MI sit vacant. Monroe County, MI permitted 0 multifamily units in twelve months; Monroe, MI's one-to-four unit structures added 204 units in Monroe County, MI.