Monroe County, MI: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Monroe County, Michigan carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. There are 25 scored ZIPs in the county (mean composite 28/100). County-level credit and bank headwind reads 40/100. Individual Monroe County ZIPs score between 15 and 33 on the 0–100 composite.

The county market is in a peak phase: home prices rose 2.1% over the past year and 1.3% down from peak (phase confidence 33/100). On a market plateau, blanket buying underperforms with opportunity concentrated by ZIP.

At +2.1% YoY and 33/100 confidence, the wins are surgical well beyond the county average. A mid-cycle 40/100 lender reading means both signal sets in play here.

Highest scores land in 48111 (33/100), 48134 (33/100), 48164 (33/100), 48117 (30/100), 48131 (30/100), 48133 (30/100); each opens to a full parcel breakdown. Also scored across the county: 48140, 48144, 48145, 48157, 48159, 48161, 48162, 48166, 48177, 48179.

By the numbers, the Monroe County ZIPs on file run residents with a median age around 43.1, incomes around $80,181, an owner-occupied share of 85%, 9.7% of households below the poverty line, median home values around $242,104 (below the national figure), 5.9% of units sitting vacant. Read together, they drive who is forced to sell and how readily the market absorbs it.

All in at 28/100 over 25 ZIPs, Monroe County is a screen-by-ZIP market where the ZIP scores point. Subscribers get each Monroe County parcel's owner, APN and address, a per-parcel score, lender exposure and exit read.

Because Monroe County, Michigan is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Monroe County against neighboring markets or the rest of Michigan on equal footing.

The point of scoring Monroe County, Michigan is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. The Monroe County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

At the ZIP level, the sharpest readings in Monroe County are 48111 (33/100), 48134 (33/100), 48164 (33/100), 48117 (30/100), 48131 (30/100), 48133 (30/100). DLRadar also scores 48140, 48144, 48145, 48157, 48159, 48161, 48162, 48166 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Monroe County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.