ZIP 48177 Foreclosure, Tax-Lien & Distress Report

ZIP code 48177 in Monroe County, Michigan carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 68/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). mortgage stress (18/100) stay muted.

The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 464 people live here, median age 32. The typical home is worth about $210,300 (2.1× income, relatively affordable). Around 9% of adults hold a bachelor's degree or higher. 10.8% of residents fall below the poverty threshold. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 22/100. The tenure split is 100% owner-occupied to 0% rented. There are about 158 housing units across 48177. Median household income is $85,905, near the U.S. median near $78,000.

Overall, 48177 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48177 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 48177's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48177 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 48177 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48177 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.