ZIP 48140 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48140 (Monroe County, Michigan) returns a moderate composite of 30/100. The pressure is most legible in structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. Structurally it carries 68/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (78/100).

The peak-phase market in 48140 posted values that rose 2.1% over the year, 1.3% off the recent peak, and 26% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 48140 scores 18/100. Rent burden reaches 0% of tenant households. Owners hold 93% of homes, renters 7%. The typical home is worth about $288,400 (2.3× income, relatively affordable). At $108,333, median income runs above typical U.S. levels. About 20% have a four-year degree. About 3,370 people live here, median age 35. Vacancy runs 2.1%. The poverty rate is 4.4% — low. The ZIP holds roughly 1,260 housing units.

On balance 48140 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48140 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48140 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Monroe County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48140 reflects the current record instead of a stale or modeled snapshot.

48140's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 48140 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.