ZIP 48140 Property Distress & Foreclosure Data

In Monroe County, Michigan, ZIP 48140 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (82/100), structural risk (73/100), institutional ownership (49/100). By contrast, mortgage stress (18/100) register low. On the structural side it scores 73/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100).

The market reads expansion — home values rose 5.0% year on year, 1.0% off the recent peak, and 26% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 18/100. Around 0% of renters are cost-burdened. 93% of housing is owner-occupied. The typical home is worth about $288,400 (2.3× income, relatively affordable). At $108,333, median income runs above typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. About 3,370 people live here, median age 35. The vacancy rate is 2.1%. The poverty rate is 4.4% — low. The ZIP holds roughly 1,260 housing units.

Net-net, 48140 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.