ZIP 48157 Foreclosure, Tax-Lien & Distress Report

ZIP 48157's composite property-distress score is 30/100 - DLRadar classes that as moderate for Monroe County, Michigan. The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 68/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.3% off the recent peak, and 26% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $51,830, median income runs below typical U.S. levels. The vacancy rate is 14.8% — elevated. There are about 749 housing units across 48157. Rent burden reaches 31% of tenant households. Educational attainment sits at 21% bachelor's-or-above. 1,204 residents call 48157 home, typically aged 49. Roughly 27.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $188,800, an affordability ratio of 3.4× — accessible. 79% of housing is owner-occupied.

Net-net, 48157 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48157 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 48157's 30/100 can be lined up against any neighbor in Monroe County, Michigan or any ZIP coast to coast. Sparse data for 48157 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48157 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 48157 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.