ZIP 48159 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48159 in Monroe County, Michigan comes in at 30, a moderate composite-distress reading. What sets it apart are the readings on structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100). On the structural side it scores 68/100, with 5/100 of stress already active.

The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 19% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 48159 scores 27/100. About 2,637 people live here, median age 44. Households earn a median $69,191 — near the roughly $78,000 national figure. Rent burden reaches 26% of tenant households. About 15% have a four-year degree. A median home runs $234,600 here, or 3.4 times local income. Owners hold 84% of homes, renters 16%. Vacancy runs 5.6%. Roughly 7.6% live below the poverty line. The ZIP holds roughly 1,141 housing units.

Overall, 48159 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48159 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48159 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 48159 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Michigan. Where the public record is thin for 48159, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48159 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 48159 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.