ZIP 48190 Foreclosure, Tax-Lien & Distress Report
Washtenaw County, Michigan · Distress market
ZIP code 48190 in Washtenaw County, Michigan carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 61/100 structural and 2/100 already moving. Its standout signals are structural risk (61/100), institutional ownership (48/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100).
The peak-phase market in 48190 posted values that rose 3.2% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $74,732, near the U.S. median near $78,000. The tenure split is 100% owner-occupied to 0% rented. The demographic-stress sub-score lands at 18/100. Home values center near $218,800, an affordability ratio of 2.9× — accessible. Vacancy runs 0.0%. Population is roughly 108 with a median age of 69. The ZIP holds roughly 38 housing units. Around 41% of adults hold a bachelor's degree or higher. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.
Overall, 48190 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48190 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 48190 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48190 reflects the current record instead of a stale or modeled snapshot.
48190's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48190 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 48190
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48190 by the numbers
A live read on 48190: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Keep going: ZIP, county and state distress coverage for Washtenaw County, Michigan.
Get the full acquisition report for 48190
The full 48190 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology