ZIP 49270 Foreclosure, Tax-Lien & Distress Report

ZIP code 49270 in Monroe County, Michigan carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 68/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (68/100), construction/permit lag (66/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100).

The peak-phase market in 49270 posted values that rose 2.1% over the year, 1.3% off the recent peak, and 31% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 91% of homes, renters 9%. The vacancy rate is 8.2%. 5,728 residents call 49270 home, typically aged 48. Roughly 8.1% live below the poverty line. Home values center near $297,600, an affordability ratio of 3.0× — accessible. The demographic-stress sub-score lands at 24/100. Households earn a median $89,412 — above the roughly $78,000 national figure. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,209 housing units. Around 24% of renters are cost-burdened.

Net-net, 49270 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 49270 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49270 can be compared directly against any other ZIP in Monroe County, Michigan or nationwide. Where the public record is thin for 49270, the field stays empty rather than modeled, and fills in as new documents post.

49270's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49270 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.