Monroe County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, MI distress report, 2026: 25 ZIPs scored in Monroe, MI, Monroe, MI average 27/100; the top Monroe, MI ZIP is 48111 at 34/100; Monroe, MI market phase peak, Monroe, MI prices +2.1% year over year.
- Monroe, MI ranks #1,731 nationally (opportunity index); Monroe, MI #55 in Michigan; Monroe, MI index 28.7.
- Monroe, MI ninety-day mortgage delinquency 1.2% in December 2025; Monroe, MI twelve-month change +0.2%.
- Monroe, MI ZIP phases: 25 peak.
- Monroe, MI residential listings tracked: 76 across 17 ZIPs; Monroe, MI candidate listings 22.
- Monroe, MI HUD assisted properties: 7 with 1,057 units.
- Monroe, MI most distressed ZIP: 48111 at 34/100.
Monroe, MI figures: DLRadar distress index; Monroe, MI inputs: CFPB, FHFA, HUD, FDIC; Monroe, MI rebuilt as sources refresh.
| Rank | Monroe, MI ZIP | Score |
|---|---|---|
| 1 | 48111 | 34/100 |
| 2 | 48164 | 34/100 |
| 3 | 48134 | 33/100 |
| 4 | 48117 | 28/100 |
| 5 | 48131 | 28/100 |
| 6 | 48133 | 28/100 |
| 7 | 48140 | 28/100 |
| 8 | 48144 | 28/100 |
| 9 | 48145 | 28/100 |
| 10 | 48157 | 28/100 |
| 11 | 48159 | 28/100 |
| 12 | 48161 | 28/100 |
Most distressed Monroe, MI ZIPs (0-100, 2026)
Mortgage delinquency in Monroe, MI
1.2% of Monroe, MI mortgages were ninety-plus days late (Monroe, MI, December 2025); Monroe, MI thirty-to-eighty-nine days late: 2.5%; Monroe, MI twelve-month change +0.2%; Monroe, MI peak since 2008: 5.0% (December 2009); Michigan overall 0.9%. Monroe, MI ninety-day series: Dec 24 1.0, Jan 25 1.2, Feb 25 0.9 (Monroe, MI), Mar 25 0.8, Apr 25 0.7, May 25 0.8 (Monroe, MI), Jun 25 0.9, Jul 25 0.6, Aug 25 0.9 (Monroe, MI), Sep 25 1.0, Oct 25 1.1, Nov 25 1.1 (Monroe, MI), Dec 25 1.2.
Opportunity index: Monroe, MI
Monroe, MI index 28.7, Monroe, MI phase early_signal; Monroe, MI primary driver construction, Monroe, MI second driver bank institutional. Monroe, MI components: property stress 13.2, foreclosure pressure 10.4, listing discounts 38.2, bank stress 56.8, insurance 0.0; Monroe, MI pulse 30.0; Monroe, MI capital opportunity 26.7; Monroe, MI seven-day change +0.1%.
ZIP market phases inside Monroe, MI
25 Monroe, MI ZIPs carry a price-cycle phase; Monroe, MI ZIPs by phase (Monroe, MI), deepest drawdown first: peak, +2.1% YoY, 1.3% off peak (Monroe, MI): 48131, 48133, 48140, 48144, Monroe, MI 48145, 48157, 48159, 48161, Monroe, MI 48162, 48166, 48177, 48179, Monroe, MI 48182, 49270, 48117; peak, +2.5% YoY, 1.0% off peak (Monroe, MI): 49267.
Residential listings by Monroe, MI ZIP
Monroe, MI ZIPs with the most tracked Monroe, MI residential listings: 48162 16 listings, 5 candidates, bank pressure 67; 48161 12 listings, 1 candidates, bank pressure 67; 48166 9 listings, 0 candidates, bank pressure 67; 48160 7 listings, 2 candidates, bank pressure 65 (Monroe, MI); 48117 6 listings, 4 candidates, bank pressure 61; 48182 5 listings, 3 candidates, bank pressure 67; 48131 4 listings, 0 candidates, bank pressure 67; 48133 4 listings, 2 candidates, bank pressure 67. Monroe, MI totals: 76 listings; Monroe, MI candidates 22; active ZIPs 15.
HUD assisted housing in Monroe, MI
7 assisted properties with 1,057 units sit in Monroe, MI; largest Monroe, MI properties: Village Place Apartments (South Rockwood) 224 units; Woodcraft Square (Monroe) 208 units, 208 assisted; Charring Square (Monroe) 200 units in Monroe, MI; Frenchtown Place (Monroe) 151 units; Cross Creek Apartments (Temperance) 136 units; Luther Haus (Temperance) 91 units.
Vacancy and permits, Monroe, MI
3,565 of 66,594 Monroe, MI housing units are vacant; Monroe, MI permits, twelve months: 0 multifamily units in Monroe, MI, 204 one-to-four unit units.
Work Monroe, MI at the parcel level
Every Monroe, MI parcel carries owner and address; every Monroe, MI parcel carries APN; Monroe, MI distress scores sit on the Monroe, MI live board.
Monroe, MI figures refresh with each source.
Monroe, MI questions
Most distressed ZIP code in Monroe County, MI?
ZIP 48111 leads Monroe, MI at 34/100; next in Monroe, MI: 48164 at 34/100; the Monroe, MI average is 27/100.
Where does Monroe County, MI rank for investment opportunity?
Monroe, MI is #1,731 among all ranked counties, #55 in Michigan; the Monroe, MI driver is construction; Monroe, MI moved up 581 places.
How many mortgages are delinquent in Monroe County, MI?
1.2% of Monroe, MI mortgages were ninety-plus days late in December 2025; the Monroe, MI peak since 2008 was 5.0%.
More on Monroe, MI
Monroe County, MI distress report: public-record figures for Monroe, MI; not legal advice for Monroe, MI; not tax or investment advice; verify every Monroe, MI record before acting.