Monroe County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Michigan? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 48111 at 33/100.
- 25 ZIP codes tracked in Monroe County, averaging 28/100 distress.
- Monroe County reads peak — home values up 2.1% year over year, 1.3% off peak.
- Vacancy runs 5.9% across Monroe County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Monroe County home is worth about $242,104 against a ~$80,181 median income.
- Lending headwind in Monroe County sits at 40/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48111 | 33/100 |
| 2 | 48134 | 33/100 |
| 3 | 48164 | 33/100 |
| 4 | 48117 | 30/100 |
| 5 | 48131 | 30/100 |
| 6 | 48133 | 30/100 |
| 7 | 48140 | 30/100 |
| 8 | 48144 | 30/100 |
| 9 | 48145 | 30/100 |
| 10 | 48157 | 30/100 |
| 11 | 48159 | 30/100 |
| 12 | 48161 | 30/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
The Monroe County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 28/100 ZIP average. No proprietary or modelled inputs enter the score.
Monroe County market phase and pricing
Monroe County reads peak — home prices rose 2.1% over the last year and are 1.3% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Monroe County
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What people ask
Which Monroe County ZIP scores worst for distress?
ZIP 48111 leads Monroe County at 33/100, recomputed monthly from public records.
Where is Monroe County in the housing cycle?
Phase for Monroe County: peak, tracking a 2.1% gain year over year, read off the FHFA index.
How is the Monroe County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 25 Monroe County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Monroe County ZIP codes?
A county average hides the spread. Across the Monroe County ZIPs DLRadar ranks, scores run from 33/100 in 48111 down to 30/100 in 48161, against a Monroe County average of 28/100. That 3-point gap is why acquisition targeting in Monroe County works at ZIP level rather than county level.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $242,104 of value against a median household income near $80,181. Vacancy across Monroe County's tracked ZIPs runs 5.9% and the poverty rate is 9.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Monroe County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.