Monroe County, MI: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, MI: 53/100 (elevated) home-insurance distress; Monroe, MI band MEDIUM; Monroe, MI #1,046 of 3,222 counties; Monroe, MI #30 of 83 in Michigan.
FEMA hazard, Monroe, MI: 52/100; Monroe, MI declarations, three years: 2; Monroe, MI perils: 2 flood; Monroe, MI five-year count 2 (severity 3.0); Monroe, MI ten-year 2; hazard-weighted, Monroe, MI: 4.0.
Declared incidents on the Monroe, MI record: 2024 Flood 3 (Monroe, MI).
NFIP claims, Monroe, MI, three years: 1; Monroe, MI payouts $5,284; per Monroe, MI claim $5,284; Monroe, MI claim-stress 53/100.
Monroe, MI monthly score fell, 67 (March 2026) to 57 (October 2026); Monroe, MI by month: March 67, April 67, May 66, June 66 (Monroe, MI), July 63, August 62, September 63, October 57.
Monroe, MI components: climate 60, NFIP claims 53; Monroe, MI retreat index 57.
Construction distress, Monroe, MI: 59/100 as of August 2026 (Monroe, MI: 45/100 one-to-four unit, 97/100 multifamily).
Monroe, MI ZIPs, June 2026 (Monroe, MI, 16 highest): score 0 (Monroe, MI), climate 99 (Monroe, MI): 48111; score 0 (Monroe, MI), climate 98 (Monroe, MI): 48164; score 0 (Monroe, MI), climate 97 (Monroe, MI): 48134; score 0 (Monroe, MI), climate 89 (Monroe, MI): 48191; score 0 (Monroe, MI), climate 87 (Monroe, MI): 48160; score 0 (Monroe, MI), climate 84 (Monroe, MI): 48117, 48131, 48133, 48140, Monroe, MI 48144, 48145, 48157, 48159, Monroe, MI 48161, 48162, 48166.
DLRadar rescores Monroe, MI monthly; Monroe, MI readings join Monroe, MI foreclosure, lien and ownership parcels (Monroe, MI), so cost-squeezed Monroe, MI owners surface before listing.
Inside Michigan, Monroe County ranks 30th of 83 counties for home-insurance distress at 53/100; Muskegon County (54/100) sits just above Monroe County, and Antrim County (51/100) sits just below Monroe County.
Deterministic. Every Monroe County, MI signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, MI) · how insurance distress works in Monroe, MI · methodology
FAQ: Monroe County, MI insurance distress
What is the Monroe County, MI home-insurance-distress score?
Monroe, MI: 53/100 (MEDIUM), #1,046 of 3,222, #30 in Michigan. FEMA hazard, Monroe, MI: 52/100; NFIP stress, Monroe, MI: 53/100; construction, Monroe, MI: 59/100; Monroe, MI rescores monthly.
Is Monroe County insurance distress getting better or worse (MI)?
Monroe, MI: 67 in March 2026; Monroe, MI: 57 in October 2026 (better); Monroe, MI climate component 60; Monroe, MI NFIP claims score 53.
How many flood-insurance claims has Monroe County, MI had?
Monroe, MI: 1 NFIP claims, three years; Monroe, MI paid $5,284; per Monroe, MI claim $5,284; carriers reprice Monroe, MI against that record.
Which Monroe County ZIP codes carry the most insurance distress (MI)?
Monroe, MI, June 2026: 48111 at 0, 48164 at 0, 48134 at 0, 48191 at 0; Monroe, MI climate scores there: 99, 98, 97, 89.
Why does Monroe, MI insurance distress create sellers?
A Monroe, MI premium outruns the Monroe, MI budget; a carrier leaves Monroe, MI; Monroe, MI carrying cost passes plan; Monroe, MI owners sell while current; Monroe, MI insurance distress leads Monroe, MI foreclosure data.