ZIP 49238 Foreclosure, Tax-Lien & Distress Report
Lenawee County, Michigan · High Vacancy market
Composite property distress in 49238 (Lenawee County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. The split runs 44/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (44/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 28% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
2,009 residents call 49238 home, typically aged 35. The ZIP holds roughly 854 housing units. The tenure split is 86% owner-occupied to 14% rented. Around 47% of renters are cost-burdened. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Around 16% of adults hold a bachelor's degree or higher. Home values center near $208,200, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $75,142, near the U.S. median near $78,000. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 49238 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 49238 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49238 can be compared directly against any other ZIP in Lenawee County, Michigan or nationwide. Sparse data for 49238 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 for 49238 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 49238
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 49238 Stress Report snapshot
The live 49238 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lenawee County
Keep exploring Michigan distress
Other reports tied to Lenawee County, Michigan — ZIP, county and statewide.
Open the complete 49238 acquisition file
The full 49238 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology