ZIP 49268 Foreclosure, Tax-Lien & Distress Report

In Lenawee County, Michigan, ZIP 49268 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (43/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (71/100)). The latent-versus-live split is 33/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $87,250, near the U.S. median near $78,000. The poverty rate is 12.8%. Vacancy runs 10.4%. Around 14% of renters are cost-burdened. 1,026 residents call 49268 home, typically aged 49. There are about 450 housing units across 49268. A median home runs $164,600 here, or 1.9 times local income. On demographic stress specifically, 49268 scores 21/100. Around 20% of adults hold a bachelor's degree or higher. 91% of housing is owner-occupied.

Broadly, 49268 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 49268 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 49268 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 49268 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 49268's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 49268 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.