ZIP 49287 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49287 (Lenawee County, Michigan) lands at 15/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (72/100). The most distinctive pressure shows up in construction/permit lag (38/100), structural risk (33/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural risk reads 33/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 8% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

90% of housing is owner-occupied. Home values center near $263,300, an affordability ratio of 2.7× — accessible. Roughly 11.4% live below the poverty line. The demographic-stress sub-score lands at 33/100. The vacancy rate is 23.8% — elevated. The ZIP holds roughly 1,018 housing units. About 2,122 people live here, median age 47. Around 66% of renters are cost-burdened. About 15% have a four-year degree. At $87,411, median income runs above typical U.S. levels.

Net-net, 49287 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49287 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 49287 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 49287 stays directly comparable to neighboring ZIPs and the rest of Lenawee County, Michigan. The score is rebuilt from public data as it updates, so 49287 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 49287 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49287 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.