ZIP 49286 Property Distress & Foreclosure Data

Composite property distress in 49286 (Lenawee County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (26/100), construction/permit lag (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The latent-versus-live split is 26/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).

The market reads expansion — home values rose 5.6% year on year, and 14% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $73,054, median income runs near typical U.S. levels. 79% of housing is owner-occupied. The poverty rate is 5.3% — low. Around 36% of renters are cost-burdened. The typical home is worth about $238,800 (3.0× income, relatively affordable). Around 27% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 6,131 housing units. About 14,331 people live here, median age 42. The vacancy rate is 3.4%.

Net-net, 49286 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
26/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49286

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk71
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lenawee County

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