ZIP 49220 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49220 (Lenawee County, Michigan) returns a minimal composite of 14/100. The pressure is most legible in construction/permit lag (36/100), structural risk (31/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted. Structural risk reads 31/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

The peak-phase market in 49220 posted values that rose 4.2% over the year, and 2% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 43% of tenant households. 12.4% of residents fall below the poverty threshold. Median household income is $70,726, near the U.S. median near $78,000. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 25.8% — elevated. 86% of housing is owner-occupied. The typical home is worth about $225,200 (2.9× income, relatively affordable). 2,468 residents call 49220 home, typically aged 40. DLRadar's demographic-stress index for the area reads 30/100. There are about 1,344 housing units across 49220.

Net-net, 49220 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49220 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49220 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 49220 stays directly comparable to neighboring ZIPs and the rest of Lenawee County, Michigan. Where the public record is thin for 49220, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 figure for 49220 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49220 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.