ZIP 49249 Foreclosure, Tax-Lien & Distress Report
Hillsdale County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49249 in Hillsdale County, Michigan comes in at 14, a minimal composite-distress reading. Latent structural risk is 32/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). Leading the profile are structural risk (32/100), construction/permit lag (18/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.
The market reads peak — home values rose 4.3% year on year, and 36% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $224,000 here, or 2.6 times local income. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. 3,433 residents call 49249 home, typically aged 50. Rent burden reaches 8% of tenant households. On demographic stress specifically, 49249 scores 21/100. The ZIP holds roughly 1,763 housing units. The tenure split is 91% owner-occupied to 9% rented. The poverty rate is 5.0% — low. About 27% have a four-year degree. At $84,507, median income runs near typical U.S. levels.
On the whole, 49249 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49249 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 49249 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 49249 stays directly comparable to neighboring ZIPs and the rest of Hillsdale County, Michigan. Nothing here is interpolated — where a source is thin for 49249, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 14/100 for 49249 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 49249 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 49249
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 49249 distress snapshot
A live read on 49249: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Hillsdale County
Nearest ZIP codes to 49249
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49249
Further distress data across Hillsdale County, Michigan at ZIP, county and state level.
The complete 49249 distress and acquisition report
The full 49249 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology