ZIP 49274 Foreclosure, Tax-Lien & Distress Report
Hillsdale County, Michigan · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 49274 in Hillsdale County, Michigan comes in at 14, a minimal composite-distress reading. On the structural side it scores 32/100, with 2/100 of stress already active. Its standout signals are structural risk (32/100), construction/permit lag (20/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 45% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. 82% of housing is owner-occupied. A median home runs $171,100 here, or 2.9 times local income. About 21% have a four-year degree. There are about 2,008 housing units across 49274. Median household income is $56,125, below the U.S. median near $78,000. About 3,777 people live here, median age 42. The demographic-stress sub-score lands at 30/100. Around 24% of renters are cost-burdened. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
On the whole, 49274 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49274 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 49274's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49274 reflects the current record instead of a stale or modeled snapshot.
49274's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49274 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 49274’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49274 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Hillsdale County ZIP codes
Nearest ZIP codes to 49274
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
Related ZIP, county and statewide reads linked to Hillsdale County, Michigan.
The complete 49274 distress and acquisition report
The full 49274 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology