ZIP 49274 Property Distress & Foreclosure Data

ZIP code 49274 in Hillsdale County, Michigan carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (25/100), construction/permit lag (18/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (6/100) register low. Structural risk reads 25/100 against active distress of 2/100.

The market reads expansion — home values rose 5.6% year on year, and 45% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. 82% of housing is owner-occupied. The typical home is worth about $171,100 (2.9× income, relatively affordable). Around 21% of adults hold a bachelor's degree or higher. There are about 2,008 housing units across 49274. At $56,125, median income runs below typical U.S. levels. About 3,777 people live here, median age 42. The demographic-stress sub-score lands at 30/100. Rent burden reaches 24% of tenant households. The poverty rate is 25.0% — high, a tax-stress and distress correlate.

Net-net, 49274 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.