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Where stress is building, how the cycle is turning, and what is live now.

ZIP 49036 Foreclosure, Tax-Lien & Distress Report

Branch County, Michigan · High Vacancy market

ZIP code 49036 in Branch County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (30/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). The split runs 30/100 structural to 1/100 active on the ground.

The peak-phase market in 49036 posted values that rose 4.2% over the year, and 18% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

24,697 residents call 49036 home, typically aged 43. The demographic-stress sub-score lands at 29/100. A median home runs $167,800 here, or 2.6 times local income. The poverty rate is 16.1%. Owners hold 75% of homes, renters 25%. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,649, below the U.S. median near $78,000. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,863 housing units. Around 33% of renters are cost-burdened.

On the whole, 49036 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49036 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 49036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 49036, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49036 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 49036 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
30/100
Structural risk
1/100
Distress activity

ZIP 49036 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk50
49036 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 49036 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 49036, the same set carried on every parcel.

Loading ZIP 49036 stress data…

Other Branch County ZIP codes

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Pull every distressed parcel in 49036 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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