ZIP 49082 Foreclosure, Tax-Lien & Distress Report
Branch County, Michigan · High Vacancy market
In Branch County, Michigan, ZIP 49082 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 29/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (52/100), structural risk (29/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 27% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Median household income is $72,938, near the U.S. median near $78,000. The vacancy rate is 20.4% — elevated. 10.6% of residents fall below the poverty threshold. Around 18% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. 6,374 residents call 49082 home, typically aged 41. There are about 3,199 housing units across 49082. A median home runs $177,400 here, or 2.2 times local income. Owners hold 85% of homes, renters 15%.
On the whole, 49082 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49082 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 49082 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49082 reflects the current record instead of a stale or modeled snapshot.
49082's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49082 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 49082’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 49082 distress snapshot
Current distress, phase, housing and lender-pressure figures for 49082, drawn from the same report attached to each property.
Adjacent Branch County ZIP reports
Explore related distress reports
Further distress data across Branch County, Michigan at ZIP, county and state level.
See every distressed parcel in 49082
The full 49082 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology