ZIP 49242 Property Distress & Foreclosure Data

ZIP code 49242 in Hillsdale County, Michigan carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 24/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (24/100), construction/permit lag (13/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (6/100).

The expansion-phase market in 49242 posted values that rose 5.6% over the year, and 23% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $57,813, below the U.S. median near $78,000. 13.5% of residents fall below the poverty threshold. Home values center near $183,700, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 6,576 housing units. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 15.5% — elevated. Population is roughly 14,768 with a median age of 39. Educational attainment sits at 25% bachelor's-or-above. Owners hold 72% of homes, renters 28%.

On the whole, 49242 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.