Free access, no payment details

County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 49242 Foreclosure, Tax-Lien & Distress Report

Hillsdale County, Michigan · High Vacancy market

Scored purely from public records, 49242 (Hillsdale County, Michigan) returns a minimal composite of 10/100. The split runs 21/100 structural to 2/100 active on the ground. The pressure is most legible in structural risk (21/100), institutional ownership (8/100), mortgage stress (6/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (6/100).

The peak-phase market in 49242 posted values that rose 4.2% over the year, and 23% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $57,813 — below the roughly $78,000 national figure. Roughly 13.5% live below the poverty line. The typical home is worth about $183,700 (3.2× income, relatively affordable). There are about 6,576 housing units across 49242. Rent burden reaches 30% of tenant households. The demographic-stress sub-score lands at 29/100. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. 14,768 residents call 49242 home, typically aged 39. Around 25% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied.

Net-net, 49242 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49242 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 49242 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49242 can be compared directly against any other ZIP in Hillsdale County, Michigan or nationwide. 49242 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 49242's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49242 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

10/100
Composite stress
21/100
Structural risk
2/100
Distress activity

What is driving ZIP 49242’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk48
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

49242 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

Loading ZIP 49242 stress data…

Adjacent Hillsdale County ZIP reports

Explore related distress reports

Additional distress intelligence spanning Hillsdale County, Michigan by ZIP, county and state.

Unlock the full ZIP 49242 acquisition report

The full 49242 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

Open a free account — no card needed

Sign up and see which markets are stressed, where they sit in the cycle, and what surfaced today.

What do you want to explore?

No credit card required · Takes about 20 seconds