Hillsdale County, MI: Foreclosures, Tax Liens & Distressed Properties

Hillsdale County, MI, Michigan: 19 ZIP codes scored, Hillsdale County, MI averaging 15/100 (low, Hillsdale, MI), from 14 to 17. Hillsdale County, MI is in its peak phase (Hillsdale, MI confidence 26/100): Hillsdale, MI home prices up 4.2% (Hillsdale, MI) over twelve months. Hillsdale County, MI lender headwind: 69/100.

Highest-scoring Hillsdale County, MI ZIPs: 49082 (17/100), 49246 (16/100), 49220 (15/100), 49233 (15/100), 49247 (15/100), 49252 (15/100). Also scored in Hillsdale County, MI: 49255, 49227, 49232, 49242, 49249, 49250, 49258, 49262, 49266, 49271.

Across Hillsdale County, MI's scored ZIPs: median home value $179,512, household income $63,075, 14.8% vacancy, 15.0% poverty, 82% owner-occupied, median age 42.1.

Hillsdale County, MI insurance distress 22/100 (#2,051 in the US); FEMA hazard 0/100 for Hillsdale, MI; 2 Hillsdale, MI NFIP flood claims, $34K paid; Hillsdale, MI construction distress 20/100.

5 banks with 9 branches lend in Hillsdale County, MI; Hillsdale, MI weighted bank stress 70/100, highest 90/100 in Hillsdale, MI.

Hillsdale County, MI unemployment 4.7% (Hillsdale, MI -0.3 pts, six months); 110 new housing units permitted in Hillsdale County, MI over twelve months, Hillsdale, MI up 34% from 82; Hillsdale, MI home prices +10.6% a year (Hillsdale, MI) over three years.

21,515 housing units in Hillsdale County, MI; 3,390 Hillsdale, MI renter households; 35% of Hillsdale, MI renters spend 30%+ of income on rent, 15% (Hillsdale, MI) half or more.

Hillsdale County, MI ranks #2,771 nationally on the opportunity index (Hillsdale, MI, among all ranked counties); Hillsdale, MI scores 24.6/100 and Hillsdale, MI sits #80 inside Michigan. Hillsdale, MI is in the weak opportunity phase; Hillsdale, MI's primary driver is vacancy, Hillsdale, MI second driver bank institutional; Hillsdale, MI moved down 368 places. 2 short-sale listings across Hillsdale, MI; 61 days on market observed in Hillsdale, MI; 16.0% vacancy over 19 Hillsdale, MI ZIPs.

No CFPB county sample covers Hillsdale County, MI. The non-metro area reading for Hillsdale, MI: 1.0% ninety-plus days late; Hillsdale, MI's thirty-to-eighty-nine share is 2.6% (Hillsdale, MI, December 2025 data); Michigan overall 0.9%.

Hillsdale County, MI has 3 watched banks; 3 Hillsdale, MI banks sit in an elevated band. Hillsdale, MI footprints: County National Bank (5 branches, stress 73) in Hillsdale, MI; Southern Michigan Bank&Trust (1 branch, stress 76) in Hillsdale, MI; Century Bank&Trust (1 branch, stress 40) in Hillsdale, MI.

HUD lists 3 assisted multifamily properties in Hillsdale County, MI with 176 units; 120 Hillsdale, MI units are assisted, 2 Hillsdale, MI properties under project-based Section 8.

3,655 of the 21,515 housing units in Hillsdale, MI sit vacant. Hillsdale County, MI permitted 0 multifamily units in twelve months; Hillsdale, MI's one-to-four unit structures added 110 units in Hillsdale County, MI.