ZIP 49250 Foreclosure, Tax-Lien & Distress Report
Hillsdale County, Michigan · Affordable market
ZIP code 49250 in Hillsdale County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 32/100, against 2/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (63/100)). The pressure is most legible in structural risk (32/100), construction/permit lag (18/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.
The peak-phase market in 49250 posted values that rose 4.3% over the year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 10.9%. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 82% of homes, renters 18%. Educational attainment sits at 19% bachelor's-or-above. 5,674 residents call 49250 home, typically aged 41. Around 44% of renters are cost-burdened. Home values center near $170,300, an affordability ratio of 2.6× — accessible. There are about 2,602 housing units across 49250. Median household income is $61,918, below the U.S. median near $78,000. 15.0% of residents fall below the poverty threshold.
Overall, 49250 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 49250 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49250 can be compared directly against any other ZIP in Hillsdale County, Michigan or nationwide. 49250 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
49250's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 49250 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 49250’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 49250 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Hillsdale County
Nearest ZIP codes to 49250
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hillsdale County, Michigan
Related ZIP, county and statewide reads linked to Hillsdale County, Michigan.
Unlock the full ZIP 49250 acquisition report
The full 49250 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology