ZIP 49262 Property Distress & Foreclosure Data

DLRadar grades ZIP 49262 (Hillsdale County, Michigan) at a minimal 11/100 for overall property distress. On the structural side it scores 24/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (24/100), construction/permit lag (13/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 30% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 9.9%. The ZIP holds roughly 530 housing units. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $144,900 (2.5× income, relatively affordable). About 1,298 people live here, median age 46. 90% of housing is owner-occupied. At $48,125, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. Around 40% of renters are cost-burdened. The vacancy rate is 6.5%.

Net-net, 49262 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.