ZIP 49262 Foreclosure, Tax-Lien & Distress Report

ZIP 49262's composite property-distress score is 14/100 - DLRadar classes that as minimal for Hillsdale County, Michigan. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). The latent-versus-live split is 31/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (31/100), construction/permit lag (16/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The peak-phase market in 49262 posted values that rose 4.2% over the year, and 30% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 9.9% live below the poverty line. There are about 530 housing units across 49262. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $144,900 (2.5× income, relatively affordable). 1,298 residents call 49262 home, typically aged 46. 90% of housing is owner-occupied. Households earn a median $48,125 — below the roughly $78,000 national figure. On demographic stress specifically, 49262 scores 27/100. Rent burden reaches 40% of tenant households. Vacancy runs 6.5%.

Overall, 49262 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 49262 at the moment; the composite and its components are still built from verifiable records.

The 49262 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 49262 stays directly comparable to neighboring ZIPs and the rest of Hillsdale County, Michigan. The score is rebuilt from public data as it updates, so 49262 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 49262 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49262 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.