ZIP 49232 Property Distress & Foreclosure Data

Hillsdale County, Michigan's ZIP 49232 registers 11/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (24/100), construction/permit lag (13/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low. Structural exposure scores 24 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 42% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,829 people live here, median age 39. 83% of housing is owner-occupied. The typical home is worth about $210,500 (4.0× income). Vacancy runs 25.2%, above the national norm and a classic distress-and-opportunity signal. Around 7% of adults hold a bachelor's degree or higher. The poverty rate is 34.6% — high, a tax-stress and distress correlate. At $53,462, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 40/100. There are about 1,236 housing units across 49232. Rent burden reaches 40% of tenant households.

Net-net, 49232 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

11/100
Composite stress
24/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49232

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk48
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hillsdale County

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