ZIP 43518 Foreclosure, Tax-Lien & Distress Report

ZIP code 43518 in Williams County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (97/100), structural risk (49/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (2/100) register low. The split runs 49/100 structural to 1/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (61/100)).

The market reads expansion — home values rose 6.0% year on year, and 26% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 10.3%. The ZIP holds roughly 1,190 housing units. The vacancy rate is 5.1%. Around 23% of renters are cost-burdened. Median household income is $88,910, above the U.S. median near $78,000. Around 23% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $146,900, an affordability ratio of 1.6× — accessible. About 3,003 people live here, median age 37. 86% of housing is owner-occupied.

Overall 43518 looks resilient on the surface, so the edge is isolating individual stressed parcels. 43518 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 43518 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 43518 stays directly comparable to neighboring ZIPs and the rest of Williams County, Ohio. The score is rebuilt from public data as it updates, so 43518 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 43518 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 43518 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.