ZIP 49227 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 49227 (Hillsdale County, Michigan) returns a minimal composite of 14/100. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Its heaviest discrete signals: structural risk (31/100), construction/permit lag (16/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structurally it carries 31/100, against 2/100 of stress already in motion.

The peak-phase market in 49227 posted values that rose 4.2% over the year, and 11% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49227 scores 34/100. A median home runs $159,000 here, or 3.3 times local income. Educational attainment sits at 15% bachelor's-or-above. There are about 561 housing units across 49227. Households earn a median $51,848 — below the roughly $78,000 national figure. About 1,210 people live here, median age 45. 24.0% of residents fall below the poverty threshold. 84% of housing is owner-occupied. Around 47% of renters are cost-burdened.

Net-net, 49227 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49227 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49227 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Hillsdale County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49227, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49227's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49227 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.