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ZIP 49227 Foreclosure, Tax-Lien & Distress Report

Hillsdale County, Michigan · High Poverty market

Scored purely from public records, 49227 (Hillsdale County, Michigan) returns a minimal composite of 10/100. Its heaviest discrete signals: structural risk (21/100), institutional ownership (8/100), mortgage stress (6/100). institutional ownership (8/100) and mortgage stress (6/100) stay muted. Structurally it carries 21/100, against 2/100 of stress already in motion.

The peak-phase market in 49227 posted values that rose 4.2% over the year, and 11% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49227 scores 34/100. A median home runs $159,000 here, or 3.3 times local income. Educational attainment sits at 15% bachelor's-or-above. There are about 561 housing units across 49227. Households earn a median $51,848 — below the roughly $78,000 national figure. About 1,210 people live here, median age 45. 24.0% of residents fall below the poverty threshold. 84% of housing is owner-occupied. Around 47% of renters are cost-burdened.

Net-net, 49227 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49227 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49227 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Hillsdale County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49227, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49227's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49227 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

10/100
Composite stress
21/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 49227

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk48
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

49227 at a glance

A live read on 49227: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Unlock parcel-level detail for ZIP 49227

The full 49227 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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